Personal Banking
Personal Loans

Personal Loans

The choices you need for the credit you deserve!
We take pride in our Loan and Mortgage Department and the service we provide. We give you the financial tools you need to achieve your financial goals. Whether your need is consumer, residential, or commercial, we can tailor a loan for your purpose and your budget. We have straight answers to your lending questions.

Mortgages
Whether you are purchasing your first home, moving to a new home, or refinancing your existing mortgage, we offer mortgage options that fit your needs. 
Contact Us
Contact your
Personal Banker today.
 
Or contact Rhonda Meyer at
217-857-3166 

Printable Loan Application
Printable Mortgage Applicaton
                       

Home Equity Lines-of-Credit
With a HELOC, you can use the equity in your home for home improvements, buying a car, college tuition, debt consolidation, or other financial needs. HELOC funds are readily available when you need them. Simply transfer funds from your credit line to your checking account and make payments with the assistance of online banking.

Construction Loans
If you are building your dream home, vacation home, or planning an addition to your home, contact one of our  knowledgeable loan officers to turn your dreams into reality.

All loans are subject to credit approval.

The USA PATRIOT Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.